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These loans allow you to borrow using a Term Share Certificate (TSC) as security. Funds are frozen in your TSC, so you are actually borrowing from yourself. Since these loans are secured by your TSC, the interest rates are extremely low. The amount in your TSC account must equal or exceed the amount borrowed.

For more information about a Term Share Certificate Secured loan, please call us (903) 323-0240 or toll free at (800) 256-5009 extension 1240 to speak with our lending experts. You may also email us at consumerlending@etpcu.org.


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