Deposit Rates             Fee Schedule

East Texas Professional Credit Union checking accounts provide convenience and value with numerous options available.

Types of Checking Accounts
Minimum Opening Deposit
To Avoid Monthly Fee
Monthly Service Fee
Monthly Dividends Earned
Check Writing Privileges
Special Account Benefits
Advantage Checking
This account combines the economy of no monthly service fee with the advantage of interest earnings.
$50
N/A
N/A
Dividends paid monthly on balances of $1,000 or more.
Unlimited Check Writing
New accounts only: extra 50 checks free with first order. Overdraft Courtesy available.**
Platinum Checking
This account provides convenience and 24/7 account access through Internet Banking. Electronic statements only.*
$50
$1,000
$5
N/A
Unlimited Check Writing
Free Internet Banking with free Bill Payer.* New accounts only: extra 50 checks free with first order. Overdraft Courtesy available.**
Platinum Plus Checking
This account requires a direct deposit, payroll deduction or ACH cumulative monthly deposit of $1,000. Electronic statements only.*
$50
N/A
N/A
N/A
Unlimited Check Writing
Free Internet Banking with free Bill Payer.* New accounts only: extra 50 checks free with first order. Overdraft Courtesy available.**
Priority Checking
 This account provides basic checking services for a nominal monthly fee.
$50
N/A
$10
N/A
Unlimited Check Writing
N/A
Money Market Plus
This account pays market-based dividends based on tiered balances.
$1,000
$1,000
$7.50
Dividends paid monthly on balances of $1,000 or more.
Up to 6 withdrawals per month(3 check and 3 other)
No fee on money orders and one-party travelers checks.
Money Market Checking
This account pays market-based dividends based on tiered balances.
$1,000
$1,000
$7.50
Dividends paid monthly on balances of $1,000 or more.
Unlimited Check Writing
No fee on money orders and one-party travelers checks. Overdraft Courtesy available.**
Senior Checking
This account is available to members ages 60 or above. Your initial check card or ATM card is provided at no charge.
$50
N/A
N/A
Dividends paid monthly on balances of $1,000 or more.
Unlimited Check Writing
No fee on money orders and one-party travelers checks. Overdraft Courtesy available.** Credit Union checks at no charge (Limit 4 boxes per year.)
Commercial Checking
This account provides economy and convenience for business owners.
$250
$1,000
$10
Dividends paid monthly on balances of $1,000 or more.
50 withdrawals per month at no fee. Over 50 at $.10 per item.
N/A

*Electronic statements only with free Bill Payer option.
**Overdraft Courtesy requires approval through ChexSystems.

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