Credit Cards

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Apply now for the local card with a world of difference! Our MasterCard and Visa programs cater to the unique differences and individual needs of our membership. With a Credit Union card, you will enjoy a wide range of benefits and special services – and all at the best value around.

MasterCard 14.95% APR Fixed Rate
Credit limit - $300 to $15,000

Visa Gold 11.95% APR Fixed Rate
Credit limit - $2,000 to $15,000

Platinum MasterCard 9.95% APR Fixed Rate
Credit limit - $2,000 to $20,000

Benefits of our Cards Include:

Low Interest Rates
No Annual Fee
No Over Limit Fee
25 Day Grace Period – you have 25 days to repay your balance for purchases before a FINANCE CHARGE will be imposed
No Transaction Fee for Purchases, Cash Advances, or Balance Transfers
Travel / Accident Insurance Available:
MasterCard – up to $100,000
Visa Gold – up to $250,000
The Purchasing Power of Worldwide Acceptance
Regular MasterCard and Visa Gold Rebate Programs
Instant Cash Access at Thousands of ATMs

Additional Benefits Available with our Platinum MasterCard:

$1,000,000 Travel Accident Insurance
Year-end Summary Statement
Lost Luggage Replacement
Credit Card Registration
Additional Emergency Services

Rates are fixed for one calendar year, beginning January 1 of each year and ending December 31. The applicable period rate used to compute the FINANCE CHARGE is based on an index. The Index is the New York Prime Rate as reported in the “Money Rates” column of the Wall Street Journal and is subject to change the first day of each calendar year.

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