Savings
rates are subject to change quarterly and without notice.
Checking rates are subject to change monthly
and without notice. Term Share Certificate rates
are subject to change weekly and without notice. Fees, penalties
or other conditions implemented could reduce the actual earnings
on the account.
Savings
Savings rates anticipated for 4th Quarter. Actual savings
rates will not be declared until December 31, 2008. Savings rates
are subject to change quarterly and without notice.
| |
Dividend
Rate |
APY* |
Dividends
Compounded and Credited |
| Share Savings Accounts $100.00 - $2,499.99 |
1.00% |
1.00% |
Quarterly |
| Share Savings Accounts $2,500.00 - $9,999.99 |
1.10% |
1.10% |
Quarterly |
| Share Savings Accounts $10,000.00 & over |
1.30% |
1.31% |
Quarterly |
| Club Accounts $100.00 and over |
1.00% |
1.00% |
Quarterly |
| IRA Savings $25.00 and over |
2.00% |
2.02% |
Quarterly |
*APY
– Annual Percentage Yield (Applicable when principle and
interest remain on deposit.)
Checking
Checking rates effective as of October 01, 2008. Checking rates
are subject to change monthly and without notice.
| |
Dividend
Rate |
APY* |
Dividends
Compounded and Credited |
| Checking Accounts (applicable accounts) $1,000.00 & over |
.50% |
.50% |
Monthly |
| Advantage Checking $1,000.00 & over |
.50% |
.50% |
Monthly |
| Money Market Plus Accounts $1,000.00 - $1,999.99 |
1.00% |
1.00% |
Monthly |
| Money Market Plus Accounts $2,000.00 - $9,999.99 |
1.25% |
1.26% |
Monthly |
| Money Market Plus Accounts $10,000.00 - $24,999.99 |
1.50% |
1.51% |
Monthly |
| Money Market Plus Accounts $25,000.00 - $49,999.99 |
1.75% |
1.76% |
Monthly |
| Money Market Plus Accounts $50,000.00 - $99,999.99 |
2.00% |
2.02% |
Monthly |
| Money Market Plus Accounts $100,000.00 and over |
2.25% |
2.27% |
Monthly |
| Money Market Checking Accounts $1,000.00 - $1,999.99 |
.65% |
.65% |
Monthly |
| Money Market Checking Accounts $2,000.00 and over |
.75% |
.75% |
Monthly |
*APY
– Annual Percentage Yield (Applicable when principle and
interest remain on deposit.)
Term
Share Certificates and IRA Certificates
Term Share Certificate and IRA Certificate Rates are effective
October 9, 2008 - October 15, 2008. Rates are subject to
change weekly and without notice. A penalty may be imposed for
early withdrawal.
| |
Dividend
Rate |
APY* |
Dividends
Compounded and Credited |
| 91 Day Term Share Certificates $1,000.00 & over |
2.72% |
2.75% |
Maturity |
| 183 Day Term Share Certificates $1,000.00 & over |
2.97% |
3.00% |
Quarterly |
| 12 Month Term Share Certificates $1,000.00 & over |
3.11% |
3.15% |
Quarterly |
| 18 Month Term Share Certificates $1,000.00 & over |
3.21% |
3.25% |
Quarterly |
| 24 Month Term Share Certificates $1,000.00 & over |
4.18% |
4.25% |
Quarterly |
| 36 Month Term Share Certificates $1,000.00 & over |
4.72% |
4.80% |
Quarterly |
| 48 Month Term Share Certificates $1,000.00 & over |
4.91% |
5.00% |
Quarterly |
| 60 Month Term Share Certificates $1,000.00 & over |
4.91% |
5.00% |
Quarterly |
| **SPECIAL** 13 Month Term Share Certificates $1,000.00 & over |
3.94% |
4.00% |
Quarterly |
| IRA Certificate Rates |
|
|
|
| 12 Month IRA Term Share Certificates $1,000.00 & over |
3.11% |
3.15% |
Quarterly |
| 24 Month IRA Term Share Certificates $1,000.00 & over |
4.18% |
4.25% |
Quarterly |
| 36 Month IRA Term Share Certificates $1,000.00 & over |
4.72% |
4.80% |
Quarterly |
*APY
– Annual Percentage Yield (Applicable when principle and
interest remain on deposit.)
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