| Account Closing* (within 90 days of opening) |
$5.00 |
| Account Services (research / reconciliation) |
$10.00 per hour / $5.00 minimum |
| ATM Withdrawals, Transfers, Balance Inquiries (at ETPCU ATM) |
No Charge |
| ATM Withdrawals, Transfers (at other ATM locations) |
$1.00 |
| ATM Balance Inquiries (at other ATM locations) |
No Charge |
| Change of Address (per postal notification) |
$1.00 |
| Change or Reissue of MoneyMakerSM ATM PIN Number |
$1.00 |
| Change or Reissue of MasterMoney™ Check Card PIN Number |
$1.00 |
| Return Check Fee |
$7.50 each |
| Check Cashing Fee (Applies to share savings balances less than $100 and no other ETPCU services) |
1 % of check amount ($2 min / $15 max) |
| Check Copy |
$2.00 each |
| Collection Service Fee |
$5.00 per item ($7.50 beginning May 15, 2008) |
| Copy of Statement |
$2.00 per page |
| Excessive Withdrawal Fee* (in excess of 3 monthly) |
$1.00 each |
| Faxes (incoming / outgoing) |
$2.00 per fax |
| Initial Cost for Check / ATM Card |
No Charge |
| Insufficient Funds |
$20.00 per item |
| Internet Banking w/ Bill Payer Option |
$4.00 monthly |
| Letter of Credit |
2% of maximum amount |
| Low Balance Fee* (single service / balance below $100) |
$1 quarterly |
| Member Requested Account Update (name change, addition / deletion joint owner) |
$2.00 |
| Money Orders |
$1.00 each |
| Overdraft Transfers |
$3.00 each |
| Overdraft of Share Account Through ATM Usage |
20.00 |
| Replacement or Additional Check / ATM Card |
$5.00 |
| +Safe Deposit Boxes (Longview, Kilgore and Tyler offices only) |
|
| 3 X 5 X 22 |
$15.00 annually (Kilgore & Tyler only) |
| 3 X 10 X 22 |
$20.00 annually |
| 5 X 10 X 22 |
$30.00 annually |
| 10 X 10 X 22 |
$50.00 annually |
| 18 X 10 X 22 |
$100.00 annually (Kilgore only) |
| Stop Payment |
$20.00 each |
| Stop Payment (placed through Automated Teller / Internet Banking) |
$20.00 each |
| Stop Payment (Placed Through Automated Teller / Home Banking) |
$20.00 each |
| Teller Checks |
$1.00 each |
| Temporary Checks |
$2.00 / 10 |
| Temporary Checks Printed with Name / Address |
$5.00 / 8 |
| Transaction Update |
$2.00 month |
| Travelers Checks (one party / single signature) |
1% of total purchase |
| Travelers Checks (two party / joint signature) |
1 1/2% of total purchase |
| Transaction Update |
$2.00 month |
| Travelers Checks (one party / single signature) |
1% of total purchase |
| Travelers Checks (two party / joint signature) |
1 1/2% of total purchase |
| U.S. Outgoing Wire Transfer |
$15.00 |
| U.S. Incoming Wire Transfer |
$7.50 |
| U.S. Western Union |
$20.00 |
| International Wire Transfer** |
Varies |
| International Western Union*** |
Varies |
