All consumer loan interest rates shown are the Credit Union’s base rates. These rates may vary based on member’s credit risk score, loan term, loan-to-value ratio (secured loans) and age of collateral. All loans subject to East Texas Professional Credit Union’s normal credit guidelines. Rates are subject to change without notice.

Consumer Loan Rates
Loan rates are effective as of January 8, 2010. Rates are subject to change without notice.

 
APR*
Term
New Vehicles 2011 – 2010 Models
as low as 4.75%
Please call for information
Used Vehicles 2009 Models
as low as 5.00%
Please call for information
Used Vehicles 2008 Models
as low as 5.50%
Please call for information
Used Vehicles 2007 Models
as low as 5.75%
Please call for information
Used Vehicles 2006 Models
as low as 6.00%
Please call for information
Motorhomes and Travel Trailers 2011 – 2006 Models ($20,000+)
as low as 7.00%
Please call for information
Motorhomes and Travel Trailers 2011 - 2006 ($10,000-$19,999)
as low as 7.25%
Please call for information
New Boats and Tractors 2011 – 2009 Models
as low as 7.00%
Please call for information
Used Boats and Tractors 2008 & Older
as low as 7.50%
Please call for information
Motorcycles, ATVs, Personal Watercraft 2011 – 2005 Models ($12,000+)
as low as 6.99%
Please call for information
Motorcycles, ATVs, Personal Watercraft 2011 - 2005 Models (under $12,000)
as low as 7.99%
Please call for information
Signature Loans
as low as 8.95%
N/A
Instant Cash Loans
5.75%
N/A
Term Share Certificate Secured
2.00% above TSC rate
N/A

*Annual Percentage Rate

Mortgage Loan Rates

Due to increased volatility in the pricing of Fixed Rate Conventional Mortgage Loans we are temporarily suspending the posting of loan rates for mortgages.

Please contact our Mortgage Lending Department at 903-323-0232 and our personnel will be happy to determine the lowest rate available to fit you needs.

You may also call toll-free at 1-800-256-5009 extension 1232.

Home Equity and Home Improvement rates are effective as of July 13,
2009. Rates are subject to change without notice.

 

 
APR*
Term
Home Equity or Home Improvement
4.250% - 7.250% (0 - 3 years)
APR equals rate based on loan amount of $75,000 or less
Home Equity or Home Improvement
5.000% - 8.000% (3+ - 5 years)
APR equals rate based on loan amount of $75,000 or less
Home Equity or Home Improvement
5.125% - 8.125% (5+ - 6 years)
APR equals rate based on loan amount of $75,000 or less
Home Equity or Home Improvement
5.250% - 8.250% (6+ - 7 years)
APR equals rate based on loan amount of $75,000 or less
Home Equity or Home Improvement
5.500% - 8.500% (7+ - 8 years)
APR equals rate based on loan amount of $75,000 or less
Home Equity or Home Improvement
5.875% - 8.875% (8+ - 9 years)
APR equals rate based on loan amount of $75,000 or less
Home Equity or Home Improvement
6.000% - 9.000% (9+ - 10 years)
APR equals rate based on loan amount of $75,000 or less
Home Equity or Home Improvement
6.500% - 9.500% (10+ - 12 years)
APR equals rate based on loan amount of $75,000 or less
Home Equity or Home Improvement
7.125% - 10.125% (12+ - 15 years)
APR equals rate based on loan amount of $75,000 or less
Home Equity or Home Improvement
7.500% - 10.500% (15+ - 20 years)
APR equals rate based on loan amount of $75,000 or less

*Annual Percentage Rate

Home Loans | Home Equity Loans | Home Equity Line-of-Credit Loans | Home Improvement Loans
Other Real Estate Loans | Auto Loans | Boat & Other Recreational Vehicle Loans | Signature Loans
Line-of-Credit Loans | Instant Cash Loans | CD / Term Share Certificate Secured Loans
| Credit Cards | Loan Rates | Home

 



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