All consumer loan interest rates shown are the Credit Union’s base rates. These rates may vary based on member’s credit risk score, loan term, loan-to-value ratio (secured loans) and age of collateral. All loans subject to East Texas Professional Credit Union’s normal credit guidelines. Rates are subject to change without notice.

Consumer Loan Rates
Loan rates are effective as of September 20, 2008. Rates are subject to change without notice.

 
APR*
Term
New Vehicles 2009 – 2008 Models
as low as 5.75%
Please call for information
Used Vehicles 2007 Models
as low as 6.05%
Please call for information
Used Vehicles 2006 Models
as low as 6.49%
Please call for information
Used Vehicles 2005 Models
as low as 7.60%
Please call for information
Used Vehicles 2004 Models
as low as 8.04%
Please call for information
Motorhomes and Travel Trailers 2009 – 2003 Models ($20,000+)
as low as 7.00%
Please call for information
Motorhomes and Travel Trailers 2009 - 2003 ($10,000-$19,999)
as low as 7.25%
Please call for information
New Boats and Tractors 2009 – 2007 Models
as low as 7.00%
Please call for information
Used Boats and Tractors 2006 & Older
as low as 7.50%
Please call for information
Motorcycles, ATVs, Personal Watercraft 2009 – 2003 Models ($12,000+)
as low as 6.99%
Please call for information
Motorcycles, ATVs, Personal Watercraft 2009 - 2003 Models (under $12,000)
as low as 7.99%
Please call for information
Signature Loans (Credit scores 670+)
as low as 8.95%
N/A
Signature Loans (Credit Scores 669 & below)
as low as 10.45% (variable rate)
N/A
Instant Cash Loans
5.75%
N/A
Term Share Certificate Secured
2.00% above TSC rate
N/A

*Annual Percentage Rate

Mortgage Loan Rates

Due to increased volatility in the pricing of Fixed Rate Conventional Mortgage Loans we are temporarily suspending the posting of loan rates for mortgages. Please contact one of the following Mortgage Loan personnel and they will be happy to determine the lowest rate available to fit your needs.

Gerry Alexander 903-323-1214
Toby Nelms 903-323-1155
Phyllis Colbert 903-323-1215
Eva Harkrider 903-323-1216
Keili Smith 903-323-1172

You may also call toll-free at 1-800-256-5009 extension 1232.

Home Equity and Home Improvement rates are effective as of September 25,
2008. Rates are subject to change without notice.

 

 
APR*
Term
Home Equity or Home Improvement
5.500% - 8.500% (0 - 5 years)
APR equals rate based on loan amount of $75,000 or less
Home Equity or Home Improvement
6.250% - 9.250% (5+ - 8 years)
APR equals rate based on loan amount of $75,000 or less
Home Equity or Home Improvement
6.750% - 9.750% (8+ - 10 years)
APR equals rate based on loan amount of $75,000 or less
Home Equity or Home Improvement
7.000% - 10.000% (10+ - 12 years)
APR equals rate based on loan amount of $75,000 or less
Home Equity or Home Improvement
7.375% - 10.375% (12+ - 15 years)
APR equals rate based on loan amount of $75,000 or less
Home Equity or Home Improvement
7.750% - 10.750% (15+ - 20 years)
APR equals rate based on loan amount of $75,000 or less

*Annual Percentage Rate

Home Loans | Home Equity Loans | Home Equity Line-of-Credit Loans | Home Improvement Loans
Other Real Estate Loans | Auto Loans | Boat & Other Recreational Vehicle Loans | Signature Loans
Line-of-Credit Loans | Instant Cash Loans | CD / Term Share Certificate Secured Loans
Student Loans | Credit Cards | Loan Rates | Home

 



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