Other Services

Join Us (Eligibility) Fee Schedule

Direct Deposit (ABA Routing Number is 311985788.)
Direct deposit lets you automatically deposit your entire paycheck, retirement check, or other recurring check directly into your ETPCU checking (share draft) account or savings (share) account. When signing up for direct deposit with your employer or through any government agency, please be sure the correct ABA Routing Number is used. The same number should also be used when any payments are being drafted from your account through EFT (Electronic Funds Transfer). To enjoy this convenient deposit service, ask your employer today if your company participates in direct deposit.

Payroll Deduction
Payroll deduction allows you to allocate a specific portion of your paycheck to automatically make a savings deposit, checking deposit, loan payment, etc. To enjoy this convenient deposit service, ask your employer today if your company participates in payroll deduction.

Pre-Authorized Drafts
Pre-authorized drafts allow you to pay your bills without writing a check. A pre-authorized draft allows a company that you pay monthly (gas, cable, electric, etc.) to withdraw a specified amount from your account each month.

Overdraft Protection
This service works as a cushion for your draft account. In the event a check is written for an amount beyond your present account balance, overdraft protection pulls the amount needed from either your savings account or a line-of-credit loan. Available funds will then be deposited to cover any shortage in your draft account.

Overdraft Courtesy
An Overdraft Courtesy Program is available as an additional service for our members. Through this program, we may pay overdrafts you issue on certain types of checking accounts. When we pay such an overdraft, your account will still be charged an Insufficient Funds (NSF) charge in the amount specified on a separate Fee Schedule. However, this does help you avoid any fees that the payee of the overdraft might charge if your check was returned. You are required to repay us the amount of the overdraft we pay and any applicable insufficient funds charges.

In general, we will pay overdrafts for eligible accounts so long as the overdrafts do not result in your account being overdrawn by more than $200 in the aggregate when added to any charges for which your account is liable.

Approval through ChexSystems is required for the Overdraft Courtesy Program. Other restrictions, limitations and requirements apply to this program. We may change or terminate the program at any time without notification. This program does not create a legally enforceable obligation on the Credit Union to pay an overdraft. Please refer to your Member Application and Agreement for additional information regarding the Overdraft Courtesy Program (provided at time of account opening).

Wire Transfers / Western Union Wires
Worldwide wire transfers may be sent from or received by the Credit Union. Cash funds may also be wired worldwide through Western Union. Please refer to our Fee Schedule for applicable fees on wire transfers. In order to process a wire transfer request, a wire agreement with a Personal Identification Number (PIN) must be on file at the Credit Union.

Wiring Instructions (to receive a wire at East Texas Professional Credit Union)
Wire to: Southwest Corporate; Plano, TX 75024
Routing# 311990511
For credit to: East Texas Professional Credit Union
Account# 311985788
Final credit to: Member name and member account number

Wiring Instructions (to send a wire from East Texas Professional Credit Union)
Please call the receiving institution and obtain incoming wiring instructions.

Wire Deadlines
Outgoing domestic wires are sent at 11:00 a.m. and 2:00 p.m. Monday – Friday.

Incoming wires are received at 9:00 a.m., 11:00 a.m., 2:00 p.m. and 4:00 p.m. Monday – Friday.

For international wire deadlines, please contact the Member Service Department at 903-323-0238 or 800-256-5009 ext. 238

Fees
Please refer to our Fee Schedule for applicable fees on wire transfers.
To obtain a Wire Agreement, click here -- complete the information and fax it to 903-323-0282. You may also mail it to PO Box 6750; Longview, TX 75608 or bring it by any of our five office locations. Please note: Wire Agreements that are faxed or mailed must be accompanied by a copy of your driver’s license.

Notary Service
This service is available at no charge to East Texas Professional Credit Union members.

Money Orders
Money orders are sold at all office locations at a cost of $1 each.

Travelers Cheques
Don’t risk carrying cash on your vacation. For your protection and peace of mind, American Express Travelers Cheques are available at all office locations. Please refer to our Fee Schedule for applicable fees on one and two-party Travelers Cheques.

Safe Deposit Boxes
Safe deposit boxes are available at the Longview Loop 281, Kilgore and Tyler office locations only. The boxes are available in a variety of sizes. Please refer to our Fee Schedule for size and pricing information.

Discount Theme Park Tickets
Discount tickets to Six Flags Over Texas, Hurricane Harbor, Sea World and Schlitterbahn Waterparks are available at all Credit Union offices. Pricing and park hours of operation vary by season, so please contact the Credit Union for more information.

Discount Movie Tickets
Discount tickets to most local theaters are available at the Longview, Spring Hill, Kilgore, Marshall and Tyler offices. Please contact the Credit Union for pricing information.

Payment Protection Coverage
Credit life and credit disability insurance is an optional payment protection coverage available for a nominal additional fee. Payment protection coverage makes your monthly Credit Union loan payment in case of disability and pays the loan balance in full in the event of death. This service is not available on Mortgage Loans.

Guaranteed Asset Protection (GAP)
GAP is an optional protection plan that covers the difference between your vehicle’s value and the amount you still owe in the event of a loss of the vehicle. GAP coverage goes into effect when you need it most – when your vehicle is stolen and not recovered or is totaled in an accident. GAP coverage can be added for a nominal fee and may be financed with your loan or purchased separately. Essentially, GAP protects you and your entire investment from substantial loss.

NADA Guides
If you are buying or selling a vehicle, the best way to find out the wholesale and retail values is through an NADA guide. Call or come by any of our office locations and we will be glad to provide this information for you.