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Learning to save and manage money takes practice, and knowing where to start can be a challenge. Let us help you achieve financial independence with our Project F.I.T. accounts designed to help you reach your goals and to promote financial education.


Our savings account* features include:

Low minimum opening deposit, quarterly dividends on balances of $100 or more, free internet banking, free mobile banking, ATM cards with no monthly service fees, and free automated teller telephone service.


East Texas Professional Credit Union’s Advantage Checking, available to members age 12 and older, provides convenience and value with numerous benefits including:

No monthly service fee, no minimum balance requirement, monthly dividends on balances of $1,000 or more, free internet banking, free mobile banking, debit and ATM cards with no monthly service fee, and free automated teller telephone service. Extras such as overdraft protection, Bill Payer and direct deposit are also available with Advantage Checking.


Term Share Certificate ** Featuring a Special Rate (For members age 12-22):

Allows young members to secure a higher rate of return for a set period of time. These higher yielding accounts are available with a 12-month maturity.


First Time Auto Loan Program (for members age 15-22)** and Micro Loan Program (for members age 12-17)** featuring quick turnaround:

We offer attractive finance rates to meet your needs.


You can also show your school spirit with a complimentary instant issue debit or ATM card*† featuring your school logo when opening a new minor checking or savings account. Instant issue debit and ATM cards allow members to receive their card immediately, rather than waiting the traditional seven to ten business days to receive the card through the mail.

East Texas Professional Credit Union accounts make it possible for children and teens to enjoy great benefits of Credit Union membership, including discount movie tickets to select local theaters, seasonal discount tickets to Six Flags Over Texas, Hurricane Harbor, Sea World, Schlitterbahn Waterparks, Splash Kingdom Waterparks and more, all while saving money!

Whether you are saving for a new video game, a used car, or even a college education, we’re ready to help you achieve your financial goals. 


*Members 17 and younger must have a parent or legal guardian joint on all accounts. **Financial literacy course completion required (Reality 101 or equivalent).

*†Offer valid for new accounts only.  One complimentary instant issue card per new account. Other restrictions apply. Visit ETPCU for details.