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Fee Schedule

The following fees may be assessed in connection with your accounts at East Texas Professional Credit Union. All fees and services are subject to change and/or discontinuation without notice.

Account Closing* (within 90 days of opening) $5.00
Account Reopen (outside applicable guidelines) $10.00
Account Services (research / reconciliation) $10.00 per hour ($5.00 minimum)
Cashier Checks $5.00
Change of Address (per postal notification) $1.00
Check Cashing Fee (Applies to share savings balances less than $100 and no other ETPCU services) 1% of check amount
($2.00 minimum / $15.00 maximum)
Check Copy $2.00 each
Collection Service Fee $10.00
Commercial Loan Drafts for Collection $10.00
Copy of Credit Card Statement $2.00 per month (most recent 24 month period)
$4.00 per month (older than 24 months)
Copy of Statement $2.00 per month
Electronic Processing Convenience Fee $5.00 each
Faxes (outgoing) $2.00 per fax, 10 page maximum
Instant Issue Debit / ATM Card $10.00
Insufficient Funds
Effective January 1, 2016: 5 fees max per share suffix each calendar day
$25.00 per item
Internet Banking w/ Bill Payer Option $4.00 monthly
Letter of Credit $25.00 minimum / 2% maximum
Levy / Garnishment Processing $25.00
Low Balance Fee* (single service / balance below $100) $1.00 quarterly
MasterCard Debit Card Foreign Transaction Fee 1% of transaction amount
Money Orders $1.00 each
On-Self Return Check Fee Current NSF Rate
Overdraft Protection Transfers $3.00 each

Overdraft Courtesy of Checking Account by ACH, Check,
Teller, ATM or Debit Card (5 fees max per calendar day)
Effective January 1, 2016

For additional information on Overdraft Courtesy click here.

Available Balance        Fee
-$.01 to -$9.99              no fee
-$10.00 to -$24.99       $10.00
-$25.00 or more           $25.00

 

Overdrawn Courtesy Fee for All Other Deposit Accounts by ACH, Check, Teller, ATM or Debit Card (5 fees max per calendar day)
Effective January 1, 2016
(See Tiered Fees Above)
Replacement or Additional Debit / ATM Card $5.00 (mail only)
Return Check Fee $5.00 each
Return Item Fee for Loan Payments $25.00 per item
Safe Deposit Boxes+ (Longview, Kilgore and Tyler offices only)  
    3 X 5 X 22 $15.00 annually (Kilgore & Tyler only)
    3 X 10 X 22 $20.00 annually
    5 X 10 X 22 $30.00 annually
    10 X 10 X 22 $50.00 annually
    18 X 10 X 22 $100.00 annually (Kilgore only)
    Replacement Key $10.00
    Drilling of Box $150.00
Stop Payment $25.00 each
Temporary Checks $5.00 / 8
U.S. Outgoing Wire Transfer $20.00
U.S. Incoming Wire Transfer $5.00
Withdrawals, Transfers at other ATM Locations $1.00

*Applies To Share (Savings) Accounts Only

+NCUA Insurance not applicable

 

Monthly service charges (low balance fees) applicable on Checking Accounts only. Please refer to the Checking Accounts page for checking account requirements and details.
 
Advantage Checking No Charge
Platinum Checking  
    $1,000 daily balance maintained No Charge
    Balances below $1,000 $5.00
Platinum Plus Checking No Charge
Priority Checking $10.00
Senior Checking (Must be 60 or Over) No Charge
Money Market Plus  
    $1,000 daily balance maintained No Charge
    Balances below $1,000 $7.50
Money Market Checking  
    $1,000 daily balance maintained No Charge
    Balances below $1,000 $7.50
Business Checking  
    $1,000 daily balance maintained No Charge
    Balances below $1,000 $10.00
    Balances below $1,000 (Unlimited check writing) $20.00
    Locking night drop bags $25.00 per 2 bags
    Replacement keys $5 per key
    Rolled coin $.08 per roll
 
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