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Fee Schedule

The following fees may be assessed in connection with your accounts at East Texas Professional Credit Union. All fees and services are subject to change and/or discontinuation without notice.

Account Closing* (within 90 days of opening) $5.00
Account Reopen (outside applicable guidelines) $10.00
Account Services (research / reconciliation) $10.00 per hour ($5.00 minimum)
Cashier Checks $5.00
Change of Address (per postal notification) $1.00
Check Cashing Fee (Applies to share savings balances less than $100 and no other ETPCU services) 1% of check amount
($2.00 minimum / $15.00 maximum)
Check Cashing Fee for Non-members 2% of check amount
($5.00 minimum / $35.00 maximum)
Check Copy $2.00 each
Collection Service Fee $10.00
Commercial Loan Drafts for Collection $10.00
Copy of Credit Card Statement $2.00 per month (most recent 24 month period)
$4.00 per month (older than 24 months)
Copy of Statement $2.00 per month
Excessive Withdrawal Fee* (in excess of 3 monthly) $2.00 each
Faxes (outgoing) $2.00 per fax, 10 page maximum
Instant Issue Debit / ATM Card $10.00
Insufficient Funds $25.00 per item
Internet Banking w/ Bill Payer Option $4.00 monthly
Letter of Credit $25.00 minimum / 2% maximum
Levy / Garnishment Processing $25.00
Low Balance Fee* (single service / balance below $100) $1.00 quarterly
MasterCard Debit Card Foreign Transaction Fee 1% of transaction amount
Money Orders $1.00 each
On-Self Return Check Fee Current NSF Rate
Overdraft Protection Transfers $3.00 each
Overdraft of Share / Share Draft Account by Check, ATM or Debit Card $25.00
Replacement or Additional Debit / ATM Card $5.00 (mail only)
Return Check Fee $5.00 each
Return Check Fee for Loan Payments $25.00 per item
Safe Deposit Boxes+ (Longview, Kilgore and Tyler offices only)  
    3 X 5 X 22 $15.00 annually (Kilgore & Tyler only)
    3 X 10 X 22 $20.00 annually
    5 X 10 X 22 $30.00 annually
    10 X 10 X 22 $50.00 annually
    18 X 10 X 22 $100.00 annually (Kilgore only)
    Replacement Key $10.00
    Drilling of Box $150.00
Stop Payment $25.00 each
Temporary Checks $5.00 / 8
U.S. Outgoing Wire Transfer $20.00
U.S. Incoming Wire Transfer $5.00
Withdrawals, Transfers at other ATM Locations $1.00

*Applies To Share (Savings) Accounts Only

+NCUA Insurance not applicable