Job Listings
Teller - Part Time
Location
- Longview
Essential Functions and Basic Duties
- Assumes responsibility for the efficient, effective, and accurate performance of teller functions
- Represents the Credit Union in a courteous and professional manner
- Receives share deposits in person or by mail
- Receives loan payments in person or by mail
- Processes cash advances, travelers’ checks, cashiers’ checks, money orders, government bonds, and similar transactions
- Disburses cash or check share withdrawals in person, by telephone, or by mail
- Processes transfers
- Processes assigned cash and transactions and balances at end of day
- Verifies transactions
- Monitors deposit amounts, and examines documents for endorsement and negotiability
- Detects and resolves discrepancies promptly
- Cross-sells Credit Union services
Education
- High school graduate or equivalent
Required Knowledge
- Knowledge of Teller policies and procedures
- Basic understanding of Credit Union operations
Experience Required
- At least six months in a cash handling environment or other financial institution
Skills / Abilities
- Good communication skills
- Professional appearance, dress, and attitude
- Good math skills
- Ability to operate related computer applications and business equipment including adding machine, typewriter, copy machine, coin and money counting machines, and telephone
- Basic computer skills
Financial Service Representative - Full Time
Location
- Kilgore
Essential Functions and Basic Duties
- Responsible for processing new account applications, loan applications, and certificates of deposit
- Respond to routine member inquiries regarding the operation of accounts, access to services, balancing and reconciling
- Cross sell all Credit Union products and services
- Work a teller window as needed
Education
- High school graduate or equivalent
Experience Required
- At least one year of related experience
Skills / Abilities
- Ability to read, write and comprehend instructions, short correspondence and memos
- Proficient computer skills
- Ability to communicate effectively over the phone and in person with prospective and current members
- Cooperative and positive attitude toward members and Credit Union staff
- Ability to be versatile and perform a wide range of job duties
Indirect Lending Loan Processor
Location
- Longview
Essential Functions and Basic Duties
- Interviews, takes applications, gathers information, and processes preliminary documentation on loan requests
- Evaluates and verifies loan applications and credit criteria
- Computes debt ratios
- Verifies employment and income
- Determines value of collateral
- Notifies applicants of loan decisions
- Requests additional information if required
- Coordinates and processes closings
- Follows up with auto dealers to ensure each loan is promptly and properly prepared, documented, processed, approved, and disbursed
- Calculates terms, finance charges, and insurance on loans for proper disclosure on promissory notes
- Assists in servicing loans by processing such items as payoff, refinances, problem loan workout arrangements, address changes, payment extensions, collateral releases, payment due date changes and perfecting all lien necessary
- Assumes responsibility for prompt follow-up on titles still pending
- Verifies car insurance coverage
- Cross sells credit union products and services
- Ensures that lending operations are conducted in accordance with established Credit Union policies and are legally compliant
- Ensures that loan requests are properly documented
- Resolves members' requests and questions promptly and courteously
- Keeps members properly informed of Credit Union loan policies and services
- Ensures that the Credit Union's quality and professional reputation is projected and maintained
- Assists other Loan Officers as needed
- Completes reports and records promptly and accurately
- Process loans and all supporting documents as required
- Attends meetings as required
- Keeps Management informed of area activities and of any significant problems
Education
-
High school graduate with required loan training and certification
Experience Required
- Minimum one year related experience
- Previous lending experience or experience with full-service financial institution helpful
Skills / Abilities
- Excellent interviewing, communication and public relations skills
- Strong analytical and financial skills
- Professional appearance and attitude
