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Deposit Rates

Savings rates are subject to change quarterly and without notice. Checking rates are subject to change monthly and without notice. Term Share Certificate rates are subject to change weekly and without notice. Fees, penalties or other conditions implemented could reduce the actual earnings on the account.

Savings

Savings rates anticipated for 2nd Quarter. Actual savings rates will not be declared until June 30, 2014. Savings rates are subject to change quarterly and without notice.

  Dividend Rate APY* Dividends Compounded & Credited
Share Savings Accounts $100.00 - $2,499.99 0.10% 0.10% Quarterly
Share Savings Accounts $2,500.00 - $9,999.99 0.15% 0.15% Quarterly
Share Savings Accounts $10,000.00 & over 0.25% 0.25% Quarterly
Club Accounts $100.00 and over 0.05% 0.05% Quarterly
IRA Savings $25.00 and over 0.25% 0.25% Quarterly

*APY Annual Percentage Yield (Applicable when principle and interest remain on deposit.)

Checking

Checking rates effective as of April 1, 2014. Checking rates are subject to change monthly and without notice.

  Dividend Rate APY* Dividends Compounded & Credited
Checking Accounts (applicable accounts) $1,000.00 & over 0.03% 0.03% Monthly
Advantage Checking $1,000.00 & over 0.03% 0.03% Monthly
Money Market Plus Accounts $1,000.00 - $1,999.99 0.10% 0.10% Monthly
Money Market Plus Accounts $2,000.00 - $9,999.99 0.20% 0.20% Monthly
Money Market Plus Accounts $10,000.00 - $24,999.99 0.25% 0.25% Monthly
Money Market Plus Accounts $25,000.00 - $49,999.99 0.30% 0.30% Monthly
Money Market Plus Accounts $50,000.00 - $99,999.99 0.35% 0.35% Monthly
Money Market Plus Accounts $100,000.00 and over 0.40% 0.40% Monthly
Money Market Checking Accounts $1,000.00 - $1,999.99 0.05% 0.05% Monthly
Money Market Checking Accounts $2,000.00 and over 0.10% 0.10% Monthly

*APY Annual Percentage Yield (Applicable when principle and interest remain on deposit.)

Term Share Certificates

Term Share Certificate and IRA Certificate Rates are effective April 10, 2014  April 16, 2014. Rates are subject to change weekly and without notice. A penalty may be imposed for early withdrawal.

  Dividend Rate
APY*
Dividends Compounded & Credited
91 Day Term Share Certificates $1,000.00 & over 0.25% 0.25% Maturity
183 Day Term Share Certificates $1,000.00 & over 0.40% 0.40% Quarterly
12 Month Term Share Certificates $1,000.00 & over 0.50% 0.50% Quarterly
18 Month Term Share Certificates $1,000.00 & over 0.50% 0.50% Quarterly
24 Month Term Share Certificates $1,000.00 & over 0.75% 0.75% Quarterly
36 Month Term Share Certificates $1,000.00 & over 1.00% 1.00% Quarterly
48 Month Term Share Certificates $1,000.00 & over 1.29% 1.30% Quarterly
60 Month Term Share Certificates $1,000.00 & over 1.59% 1.60% Quarterly
IRA Certificate Rates

Term Share Certificate and IRA Certificate Rates are effective April 10, 2014  April 16, 2014. Rates are subject to change weekly and without notice. A penalty may be imposed for early withdrawal.

  Dividend Rate APY* Dividends Compounded & Credited
12 Month IRA Term Share Certificates $1,000.00 & over 0.50% 0.50% Quarterly
24 Month IRA Term Share Certificates $1,000.00 & over 0.75% 0.75% Quarterly
36 Month IRA Term Share Certificates $1,000.00 & over 1.00% 1.00% Quarterly

*APY Annual Percentage Yield (Applicable when principle and interest remain on deposit.)