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Mortgage Loan Rates

In-House Fixed Purchase or Refinance
  Interest Rate
5 Year 3.250%
10 Year 4.750%
15 Year   5.750%
20 Year 6.250%
30 Year  6.750%
In-House Adjustable
  Interest Rate
5/1 ARM 30 Year 3.250%

 

In-House Land
  Interest Rate
5 Year Balloon Rate 6.000%
10 Year Balloon Rate 7.500%
Home Equity/Home Improvement Rates
  APR*
3 Year Fixed Rate (0 - 3 yrs) 3.125% - 6.125%
5 Year Fixed Rate (3+ - 5 yrs) 3.250% - 6.250%
6 Year Fixed Rate (5+ - 6 yrs) 4.000% - 7.000%
7 Year Fixed Rate (6+ - 7 yrs) 4.250% - 7.250%
8 Year Fixed Rate (7+ - 8 yrs) 4.500% - 7.500%
9 Year Fixed Rate (8+ - 9 yrs) 4.625% - 7.625%
10 Year Fixed Rate (9+ - 10 yrs) 4.750% - 7.750%
12 Year Fixed Rate (10+ - 12 yrs) 5.625% - 8.625%
15 Year Fixed Rate (12+ - 15 yrs)   5.750% - 8.750%
20 Year Fixed Rate (15+ - 20 yrs)   6.250% - 9.250%

*Home Equity/Home Improvement APR equals rate based on loan amount of $100,000 or less.
Home Equity/Home Improvement Loans (secured by second liens) will receive a 1% interest rate increase in each tier level.