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Auto Loans

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Are you ready for a new car or truck? We can help by providing great rates, friendly terms and convenient service. Financing your new or used vehicle with East Texas Professional Credit Union will leave you with the vehicle you want and a loan you feel comfortable with.

We provide:

  • Up to 100% financing (including tax, title and license)
  • Terms up to 72 months (with approved credit)
  • Fixed annual percentage rates
  • Optional payment protection coverage
  • No hidden fees or charges
  • No prepayment penalties with simple interest accrual method
  • Guaranteed Asset Protection (GAP) available- GAP protection will cover the difference between the primary insurance settlement and the pay-off of the loan or lease if your vehicle is stolen or totaled.

Refinance with Us

Is your vehicle financed with another lender? You can still take advantage of our low financing options by refinancing your vehicle with East Texas Professional Credit Union. Many loans may cost you more in the long run with their hidden fees and unfriendly terms. There is still time to let us save you money!

Indirect Auto Lending

East Texas Professional Credit Union financing is available at most local auto dealerships without ever leaving. If you are not already a member, you can also sign up for membership at the same time. Please review our participating dealerships.

For more information about new or used vehicle loans, please call us at (903) 323-0240 or toll free at (800) 256-5009 extension 1240 to speak with our lending experts. You may also email us at consumerlending@etpcu.org.