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Credit Cards

 

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Apply now for the local card with a world of difference! 

Our MasterCard and Visa programs cater to the unique differences and individual needs of our membership. With an East Texas Professional Credit Union credit card, you will enjoy a wide range of benefits and special services.

MasterCard 

14.95% APR Fixed Rate* Credit limit - $300 to $15,000

Visa Gold 

11.95% APR Fixed Rate* Credit limit - $2,000 to $15,000

Platinum MasterCard 

9.95% APR Fixed Rate* Credit limit - $2,000 to $20,000

Special Benefits Of Our Cards:

  • Low Interest Rates
  • No Annual Fee
  • 25 Day Grace Period for Purchases
  • No Transaction Fee for Purchases
  • No Cash Advance Fee
  • No Balance Transfer Fee
  • Travel Accident Insurance:
       - Standard MasterCard - $100,000
       - Visa Gold - $250,000
       - Platinum MasterCard - $1,000,000
  • Baggage Delay Insurance
  • Standard MasterCard and Visa Gold Rebate Programs
  • Additional Emergency Services

 

Additional Benefits Available With Our Platinum MasterCard:

  • Year End Summary of Charges
  • Cell Phone Protection
  • Emergency Message Service
  • Satisfaction Guarantee Coverage
  • MasterCard RoadAssist Services
  • Purchase Assurance
  • Extended Warranty

*Your annual percentage rate may vary annually. Rates are fixed on an annual basis beginning January 1 of each year.