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Mortgage Loans

Mortgage Loan Rates              Mortgage Loan Originator NMLS ID Numbers      

Home Equity Loans

A Home Equity Loan utilizes your home's value by providing you with the necessary funds for anything from college tuition, home improvements or vacation. An East Texas Professional Credit Union Home Equity Loan allows you to borrow money that is secured by the equity in your home. Determine the amount of equity in your home by taking 80% of the current market value and subtracting any outstanding mortgage or other liens.

Home Improvement Loans

From floors to ceilings and everything in between, let us customize a home improvement loan for you! We offer competitive home improvement loan rates. Properties must be owner-occupied (primary residence or second home). A variety of fixed rate financing terms are available.


For owner-occupied residences, we will finance up to 95% of the purchase price or appraised value, whichever is less.

Refinances and Consolidations

East Texas Professional Credit Union can refinance your current residential loan from another lender. We can also consolidate your existing first lien mortgage with a new or existing home improvement loan.

Interim Construction Loans

East Texas Professional Credit Union can finance the construction of your new home, as well as the permanent financing.

Land Loans

For unimproved properties, financing is available for up to 80% of the purchase price or appraised value, whichever is less.

For additional information or to set up an appointment with a Mortgage Lending Specialist, please call 903-323-0232 or 800-256-5009 ext. 1232 or email us at