No matter what your pleasure, East Texas Professional Credit Union has a recreational loan for you!
Indirect Lending Boat and Recreational Vehicle Dealerships
East Texas Professional Credit Union financing is available at many local dealerships. If you are not already a member, you can also sign up for membership at the same time. Please review our participating dealerships.
Credit life and credit disability insurance is an optional payment protection coverage available for a nominal additional fee. Payment protection coverage makes your monthly Credit Union loan payment in case of disability and pays the loan balance in full in the event of death. This service is not available on Mortgage Loans.
For more information about boat or other recreational vehicle loans, please call us at 903-323-0240 or toll free at 800-256-5009 extension 1240 to speak with our lending experts. You may also email us at consumerlending@etpcu.org
Boat Loans
- Up to 100% Financing (with approved credit)
- Terms up to 84 Months on New Boats (with approved credit)
- Terms up to 72 Months on Used Boats (with approved credit)
- Fixed Annual Percentage Rates'
- Flexible Terms
- No Hidden Fees or Charges
- No Prepayment Penalties
All loans subject to ETPCU’s normal credit guidelines. Terms up to 84 months: 84 monthly payments of approximately $16.07 per $1,000 borrowed based on 8.95% annual percentage rate. Actual rates are determined by credit score.
Motorcycle Loans
- Up to 100% Financing (with approved credit)
- Terms up to 60 Months (with approved credit)
- Fixed Annual Percentage Rates
- Flexible Terms
- No Hidden Fees or Charges
- No Prepayment Penalties
- Guaranteed Asset Protection (GAP) Available
All loans subject to ETPCU’s normal credit guidelines. Terms up to 60 months: 60 monthly payments of approximately $20.74 per $1,000 borrowed based on 8.95% annual percentage rate. Actual rates are determined by credit score.
Other Watercraft Loans
- Up to 100% of Purchase Price (with approved credit)
- Terms up to 60 Months (with approved credit)
- Fixed Annual Percentage Rates
- Flexible Terms
- No Hidden Fees or Charges
- No Prepayment Penalties
- Guaranteed Asset Protection (GAP) Available
All loans subject to ETPCU’s normal credit guidelines. Terms up to 60 months: 60 monthly payments of approximately $20.74 per $1,000 borrowed based on 8.95% annual percentage rate. Actual rates are determined by credit score.
Recreational Vehicles (Motorhomes/Travel Trailers)
- Up to 100% of Purchase Price (with approved credit)
- Terms up to 120 Months (with approved credit)
- Fixed Annual Percentage Rates
- Flexible Terms
- No Hidden Fees or Charges
- No Prepayment Penalties
All loans subject to ETPCU’s normal credit guidelines. Terms up to 120 months: 120 monthly payments of approximately $12.65 per $1,000 borrowed based on 8.95% annual percentage rate. Actual rates are determined by credit score.
