These higher yielding accounts are available with a variety of maturity terms that match your investment goals. Dividends earned can be paid to you quarterly or at maturity. Our Term Share Certificates allow you to secure a higher rate of return for a set period of time. A minimum of $1,000 is required to open a Certificate and a variety of terms are available. Your Certificate will receive earnings at the specified Annual Percentage Rate for the designated time period. Term Share Certificate rates are subject to change weekly. You must maintain a minimum balance of $1,000 in your Term Share Certificate on a daily basis to earn the Annual Percentage Yield (APY). The Annual Percentage Yield assumes that all interest will remain on deposit until the time of maturity.