Savings rates are subject to change quarterly and without notice. Checking rates are subject to change monthly and without notice. Term Share Certificate rates are subject to change weekly and without notice. Fees, penalties or other conditions implemented could reduce the actual earnings on the account.
Savings
Savings rates anticipated for 1st Quarter. Actual savings rates will not be declared until March 31, 2022. Savings rates are subject to change quarterly and without notice.
| DIVIDEND RATE | APY* | DIVIDENDS COMPOUNDED & CREDITED | |
|---|---|---|---|
| Share Savings Accounts $100.00 - $2,499.99 | 0.20% |
0.20% | Quarterly |
| Share Savings Accounts $2,500.00 - $9,999.99 | 0.25% | 0.25% | Quarterly |
| Share Savings Accounts $10,000.00 & over | 0.30% | 0.30% | Quarterly |
| Club Accounts $100.00 and over | 0.15% | 0.15% | Quarterly |
| IRA Savings $25.00 and over | 0.25% | 0.25% | Quarterly |
*APY – Annual Percentage Yield (Applicable when principle and interest remain on deposit.)
Checking
Checking rates effective as of January 1, 2022. Checking rates are subject to change monthly and without notice.
| DIVIDEND RATE | APY* | DIVIDENDS COMPOUNDED & CREDITED | |
|---|---|---|---|
| Checking Accounts (applicable accounts) $1,000.00 & over | 0.03% | 0.03% | Monthly |
| Advantage Checking $1,000.00 & over | 0.03% | 0.03% | Monthly |
| Money Market Plus Accounts $1,000.00 - $1,999.99 | 0.20% | 0.20% | Monthly |
| Money Market Plus Accounts $2,000.00 - $9,999.99 | 0.30% | 0.30% | Monthly |
| Money Market Plus Accounts $10,000.00 - $24,999.99 | 0.35% | 0.35% | Monthly |
| Money Market Plus Accounts $25,000.00 - $49,999.99 | 0.40% | 0.40% | Monthly |
| Money Market Plus Accounts $50,000.00 - $99,999.99 | 0.45% | 0.45% | Monthly |
| Money Market Plus Accounts $100,000.00 - $199,999.99 | 0.50% | 0.50% | Monthly |
| Money Market Plus Accounts $200,000.00 and over | 0.65% | 0.65% | Monthly |
| Money Market Checking Accounts $1,000.00 - $1,999.99 | 0.05% | 0.05% | Monthly |
| Money Market Checking Accounts $2,000.00 and over | 0.10% | 0.10% | Monthly |
*APY – Annual Percentage Yield (Applicable when principle and interest remain on deposit.)
Term Share Certificates
Term Share Certificate and IRA Certificate Rates are effective December 31, 2021. Rates are subject to change without notice. A penalty may be imposed for early withdrawal.
| DIVIDEND RATE | APY* | DIVIDENDS COMPOUNDED & CREDITED | |
|---|---|---|---|
| 91 Day Term Share Certificates $1,000.00 & over | 0.40% | 0.40% | Maturity |
| 183 Day Term Share Certificates $1,000.00 & over | 0.50% | 0.50% | Quarterly |
| 12 Month Term Share Certificates $1,000.00 & over | 0.70% | 0.70% | Quarterly |
| 18 Month Term Share Certificates $1,000.00 & over | 0.70% | 0.70% | Quarterly |
| 24 Month Term Share Certificates $1,000.00 & over | 0.75% | 0.75% | Quarterly |
| 36 Month Term Share Certificates $1,000.00 & over | 0.90% | 0.90% | Quarterly |
| 48 Month Term Share Certificates $1,000.00 & over | 0.95% | 0.95% | Quarterly |
| 60 Month Term Share Certificates $1,000.00 & over | 1.15% | 1.15% | Quarterly |
IRA Certificate Rates
Term Share Certificate and IRA Certificate Rates are effective December 31, 2021. Rates are subject to change without notice. A penalty may be imposed for early withdrawal.
| DIVIDEND RATE | APY* | DIVIDENDS COMPOUNDED & CREDITED | |
|---|---|---|---|
| 12 Month IRA Term Share Certificates $1,000.00 & over | 0.70% | 0.70% | Quarterly |
| 24 Month IRA Term Share Certificates $1,000.00 & over | 0.75% | 0.75% | Quarterly |
| 36 Month IRA Term Share Certificates $1,000.00 & over | 0.90% | 0.90% | Quarterly |
*APY – Annual Percentage Yield (Applicable when principle and interest remain on deposit.)
