Take advantage of our great auto loan promotional rates!
Auto loans for wherever the road takes you, with rates starting as low as*
4.79% APR
MAXIMUM TERM 60 MONTHS • PAYMENT EXAMPLE: $18.78 PER $1,000 • MINIMUM CREDIT SCORE: 740
5.15% APR
MAXIMUM TERM 72 MONTHS • PAYMENT EXAMPLE: $16.18 PER $1,000 • MINIMUM CREDIT SCORE: 740
*ETPCU membership required. Subject to: credit score, loan to value, age of collateral, and normal ETPCU underwriting guidelines.
Rates and terms subject to change without notice. Not applicable on existing ETPCU loans and no other discounts apply.
For additional rate and term options, please view our Consumer Loan Base Rates.
Consumer Loan Base Rates
All consumer loan interest rates shown are the Credit Union’s base rates. These rates may vary based on member’s credit risk score, loan term, loan-to-value ratio (secured loans) and age of collateral. All loans are subject to East Texas Professional Credit Union’s normal credit guidelines.
Loan rates are effective as of December 22, 2022. Rates are subject to change without notice.
TYPE
|
APR* |
TERM |
New Vehicles 2023-2021 Models |
as low as 4.79% |
Please call for information |
Used Vehicles 2020 Models
|
as low as 5.09% |
Please call for information |
Used Vehicles 2019 Models |
as low as 5.19% |
Please call for information |
Used Vehicles 2018 & Older Models |
as low as 5.59% |
Please call for information |
Motorhomes and Travel Trailers 2019 & Newer Models |
as low as 8.00% |
Please call for information |
Used Motorhomes and Travel Trailers 2018 & Older Models |
as low as 8.50% |
Please call for information |
New Boats and Tractors 2022 – 2020 Models
|
as low as 7.00% |
Please call for information |
Used Boats and Tractors 2019 & Older
|
as low as 7.50% |
Please call for information |
Motorcycles, ATVs, Personal Watercraft 2022 – 2016 Models ($12,000+)
|
as low as 6.99% |
Please call for information |
Motorcycles, ATVs, Personal Watercraft 2015 & Older
|
as low as 7.49% |
Please call for information |
Personal Loans
|
as low as 10.95% |
N/A |
Instant Cash Loans
|
5.75% |
N/A |
Share Secured
|
5.75% |
N/A |
Term Share Certificate Secured
|
2.00% above TSC rate |
N/A |
Express Cash Loans
|
18% |
Please call for information |
Credit Builder Loans
|
6.00% above TSC rate |
N/A |